Cicam Women Credit Union - Cicam Women Credit Union

Make a Contribution

Stay on track with your savings goals. Make your monthly contribution easily from your member dashboard.

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Apply for a Loan

Get access to affordable credit quickly. Apply online and our team will review your application within 48 hours.

Start Application

Become a Member

Join our growing community of savers and borrowers. Membership is open to all eligible individuals in our community.

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News & Updates

Latest news and updates from Cicam Women Credit Union

Welcome to Our New Branch in Bamenda Town

Posted: 29 Jul 2026

We are proud to announce the opening of our newest branch located at Commercial Avenue, Bamenda. The branch is now open...

Loan Application Deadline Extended — Agricultural Season

Posted: 29 Jul 2026

In response to member feedback, we have extended the deadline for agricultural loan applications for the 2026 planting s...

New Savings Product Launched — Future Builder Plan

Posted: 29 Jul 2026

We are excited to introduce our new Future Builder Savings Plan, designed to help members save towards long-term goals s...

Our Services

Comprehensive financial solutions tailored to your needs

Savings Accounts

Build your financial future with our flexible savings plans. Earn competitive interest on your deposits and watch your money grow securely.

Personal Loans

Access affordable personal loans based on your contribution history. Competitive interest rates with flexible repayment terms tailored to your needs

Agricultural Loans

Supporting farmers and agribusiness owners with dedicated agricultural credit. Finance your farm inputs, equipment, and seasonal operations.

Why Choose Cicam Women Credit Union?

COBAC Licensed

We operate under the full regulatory oversight of COBAC and are affiliated with CAMCCUL, ensuring your funds are safe and our operations are transparent

Competitive Interest Rates

We offer some of the most competitive loan rates in the region. As a member-owned institution, our profits benefit you — not outside shareholders.

Community Focused

We exist to serve our members and the wider community. Every loan disbursed, every savings account opened strengthens families and local livelihoods.

Easy Digital Access

Manage your account, track contributions, apply for loans, and receive notifications all from our secure member portal — available 24/7 on any device.

Member-Owned

You are not just a customer — you are a co-owner. Every member has a voice in how the credit union is run, and shares in its success.

Fast Loan Processing

We understand that financial needs can be urgent. Our streamlined loan process means most applications are reviewed and responded to within 48 hours.

What Our Members Say

Real stories from people who trust Cicam Women Credit Union

★★★★★

"Thanks to the agricultural loan from this credit union, I was able to buy fertiliser and better seeds for my farm. My harvest this year was the best in a decade."

Jennie Fon

Farmer

★★★★★

"The group loan programme changed everything for our solidarity group. We all benefited and supported each other through the repayment. A truly community-focused institution."

Miriam Engu

Seamstress

★★★★★

"Quote: I was hesitant at first but joining was the best financial decision I ever made. My savings are growing, I have access to credit when I need it, and I feel part of something bigger."

Comfort Achu

Small Business Owner

★★★★★

"I have been a member for three years and I have never looked back. The loan I received helped me expand my stall and double my stock. The staff are always kind and patient."

Francois Ndongo

Trader

Frequently Asked Questions

Quick answers to common questions

Membership is open to any individual who lives, works, or does business in our community. You must be at least 18 years old and able to make the minimum initial contribution. Visit our Contact page or come to any branch to begin the process.

You can apply directly from your member dashboard online, or visit any of our branches. Loan eligibility is based on your contribution history, share capital, and repayment track record. Most applications are reviewed within 48 hours.

Loan amounts depend on your contribution history, share capital, and the type of loan product you apply for. Generally, members can borrow up to a multiple of their total savings and shares. Speak to a staff member for a personalised assessment

Our interest rates are competitive and are reviewed periodically by the management committee. Rates vary by loan product and term. All rates are disclosed clearly before you sign any loan agreement — there are no hidden charges.

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